Free Tool

College Savings 529 Calculator

See if your family is on track for college costs and get an exact monthly savings target based on your timeline, current 529 balance, and expected return.

Projections are illustrative. Education inflation and investment returns can vary in real markets, and state-level 529 tax rules differ.
Inputs
5 yrs
6.0%
Avg. 4-year public university: ~$27,000/yr · Private: ~$58,000/yr (tuition, fees, room & board)
Education inflation rate
5% per year (fixed)
Based on College Board historical data. Not editable.
Years until college
13 years
⚠ Funding Gap
Save an extra $0 / month
to fully cover projected costs
Projected college cost
$0
Projected 529 balance
$0
Funding gap
$0 gap
Est. annual tax savings
~$0/yr
529 contributions may qualify for a state income tax deduction. Estimated annual tax savings: ~$0. Rules and limits vary by state.
LIUV manages the portfolio behind this goal
Move from one-off calculators to an AI-managed strategy that continuously optimizes your long-term funding plan.
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Projections are for illustrative purposes only. Education cost inflation of 5% is based on historical College Board data and is not guaranteed. Investment returns are not guaranteed. 529 plan tax benefits vary by state and are subject to change. This tool does not constitute financial or tax advice.