Free Resources

Learn value investing.
No cost. No catch.

Grounded in the Buffett & Graham philosophy, these free tools and guides help you build a principled investment approach — the same methodology that powers our AI agents.

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Interactive Tool

Retirement Calculator

Model your path to financial independence using compound growth — the same force Buffett calls the eighth wonder of the world. See how consistent, value-driven investing builds wealth over decades.

  • Compound growth projections
  • Monthly contribution modeling
  • Personalized retirement timeline
Try the calculator
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Free Guide

Principle-Driven Investing

A practical introduction to the value investing principles used by Buffett and Graham. Learn intrinsic value, margin of safety, and how to think about stocks as businesses — not ticker symbols.

  • Intrinsic value analysis explained
  • Margin of safety framework
  • DCF modeling fundamentals
  • 10-pillar evaluation criteria
Read the guide
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AI Preview

What Our AI Agents Offer

See how each of LIUV's four specialized AI agents works — from deep-value stock screening and DCF modeling to spending optimization and cross-border market intelligence.

  • Portfolio Advisor — stock screening & DCF
  • Spending Intelligence — cash flow optimization
  • Strategy Agent — compound growth modeling
  • Cross-Border Intel — multi-market scanning
Explore the agents
Value Investing Tools

Institutional-grade analysis. Free for everyone.

Seventeen interactive tools grounded in the Buffett & Graham methodology — the same framework our AI agents use. Enter your data and get real analysis instantly.

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Calculator
Graham Number Calculator
Calculate the maximum fair price for any stock using Benjamin Graham's formula. See margin of safety with a visual gauge.
Try it free
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Calculator
Intrinsic Value (DCF) Calculator
Estimate any stock's true worth with a two-stage DCF model. Includes bear, base, and bull scenarios with sensitivity analysis.
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Analyzer
Margin of Safety Analyzer
Evaluate margin of safety using four methods — Graham Number, DCF, Net-Net Working Capital, and Earnings Power Value — with a consensus view.
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Screener
Value Stock Screener
Screen any stock against Benjamin Graham's seven quantitative criteria for defensive investors. See which filters it passes.
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Checker
Portfolio Quality Checker
Score your portfolio across five dimensions: valuation, profitability, leverage, growth, and diversification.
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Scorecard
Economic Moat Scorecard
Assess a company's competitive moat using financial metrics. Get a Wide, Narrow, or No Moat rating across six dimensions.
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Indicator
Buffett Indicator
Track Warren Buffett's favorite market valuation metric — total stock market cap / GDP — with live Federal Reserve data, a visual gauge, and historical chart.
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Indicator
Shiller P/E (CAPE) Ratio
Track the cyclically adjusted P/E ratio with 140+ years of history, valuation zones, earnings yield, and event markers to assess long-term market valuation.
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Dashboard
Market Health Dashboard
Three institutional-grade macro indicators in one view — Modern Buffett (P/S), Equity Risk Premium, and Classic Buffett (Cap/GDP). Live FRED data with traffic-light signals.
Try it free
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Analyzer
Earnings Quality Analyzer
Run three institutional-grade tests on any stock: Beneish M-Score (earnings manipulation), Altman Z-Score (bankruptcy risk), and Buffett's Owner Earnings (true cash generation).
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Tracker
Mega Investors Portfolio Tracker
Track the quarterly 13F holdings of legendary fund managers like Warren Buffett, Ray Dalio, and Bill Ackman. Data sourced directly from SEC EDGAR filings.
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Planner
College Savings 529 Calculator
Check if your family is on track for projected college costs. Get an exact monthly contribution target, funding gap, and estimated annual state tax savings.
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Planner
House Affordability Calculator
Use the conservative 28/36 rule to estimate the maximum home price you can genuinely afford, with a payment breakdown and down-payment opportunity cost context.
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Calculator
Advisor Cost Comparison Calculator
Compare a traditional AUM advisor fee versus LIUV's flat fee over 10, 20, and 30 years. See the compounded wealth gap with a live visual chart.
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Calculator
Equity Compensation Calculator
Model RSU, NSO, and ISO outcomes with after-tax value, AMT exposure estimates for qualifying ISOs, and side-by-side target price scenarios.
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Library
The Investor's Library
Explore LIUV's curated investing reading list and see how each book connects directly to the frameworks behind our AI agents, from Graham and Buffett fundamentals to modern quantitative methods.
Explore the library
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Simulator
Compound Growth Simulator
Visualize how value investing builds wealth over time with interactive charts. Compare returns against the S&P 500, bank savings, and inflation. See milestones and "what if you started earlier" analysis.
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Retirement Compound Growth Calculator

See how consistent value investing builds wealth over time — powered by the same compound growth principles Buffett has used for decades.

Projected Portfolio (Nominal)
In Today's Dollars
Total Contributed